As we know that so many people don't want to remember multiple passwords , they use same password again and again for each accounts they have.Though it reduces their complexity but it might be helpfull for the hackers.
A UN agency (International Telecommunication Union) had warned the internet users who uses the same password and User name for different accounts like Banking facility, Railway ticket, Air ticket, Car and online book store etc.The main purposeis that people uses the same user name and password for their each or most of the accounts, this helps hackers to crack your password.
According to me people should choose different user name and password for each account for a combination of them, means you can have 3 user nameand 4 passwords and you can use first user name and second password as a set for one account and second user name and first password for another account just like that.
Now let me clear that in this method you may find some difficulty specially those people who are using the one user name and password every where for a long time and they get used to of it but it is going to help you.
Remember one thing there is no gaurantee that if you are using more complex different user name and password then you are definately away from reach of hackers but this method simply hardens the work of hackers. They can try millions of passwords within seconds but it doesn't mean that you can't be safe from them.
But as far as password is concerned keep changing that regularly.It definately reduces the chances of password hack.
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